With the consumer financial regulator considering new rules governing overdraft fees, here are the banks earning the most in charges relative to deposits.
Thomas Hawk / Via flic.kr
These fees can be a major source of revenue for banks — some $36 billion in 2012 — an outsized amount of which comes from low-income customers.
The research and trading firm Compass Point looked at which banks get a disproportionate amount of their income from these fees, relative to how big their consumer deposits are.
Regions Bank, based in Alabama, has a network of branches across the South, Midwest and Texas.
Huntington National Bank, which operates branches in Ohio, Michigan, Pennsylvania, Indiana, West Virginia, and Kentucky, came in second. National banking giant Wells Fargo was in the middle of the pack.
Compass Point
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